Open Beta is live - Join early users already budgeting smarter with Wallet Expense. Download the app →


Every Kobo, Even Offline.

Wallet Expense is an AI-Powered personal finance companion built for Africans. Expense tracking, budgeting, tax calculation, and wealth management, all in one place.

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What Wallet Expense Does
For You

Wallet Expense combines powerful tools to study how you spend and save, and helps you set realistic goals, and build healthier money habits without the guilt spiral.

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Understand Your Money

Wallet Expense simplifies tracking and categorizing all your income and expenses accross multiple accounts and investments in one app. Our system also diligently studies your saving/spending habits to understand you and adapt to your financial goals to ensure you are equipped to make smart financial decisions.

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Stay On Budget

Create SMART personalized budgets that match your lifestyle, goals, and income with ease. Wallet Expense helps you stay on track and you can also collaborate with friends or accountability partners, to share wins, milestones, and achievements, making money management more transparent, supportive, and intentional.

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Grow Financially

Gain a clear, visual understanding of your finances with automatically generated reports. Wallet Expense transforms your income, spending, and saving data into easy-to-read charts and summaries helping you spot trends, track progress, and make smarter financial choices with confidence.

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Built different. Built for you.

Multiple currency support Your data is secure and never shared Earn streaks and rewards for staying consistent Works fully offline, no internet needed Learn to improve your credit score

Go from Impulsive Spender to Intentional Saver today.

By encouraging good money habits, bad financial habits tend to disappear over time.

Wallet Expense gamifies your financial journey, so you can level up from Financial Beginner to a Wealth Builder. We don't just track your money; we train your habits so you can finally be more confident with your finances.

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What Our Users Say

We love feedbacks from our users and here is what some of them had to say about Wallet Expense.

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Moyosola Akogbe

Auditor & Chartered Accountant • Lagos, NG

"My experience getting started was great NGL. The app is really packed and I can't wait to see how the Reports & Insight feature grows. Highly recommended!"

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Mosunmola Ojo

Creative Director • Lagos, NG

"So far, my experience with the app has been super impressive! Wallet Expense is quite user-friendly and professional. I'm excited to see how it evolves."

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Adesola Solarin

Software Developer • Lagos, NG

"I asked my friend to recommend an app I can use as my 'accountant' and he said I should try Wallet Expense. Now, I can say I really needed this."

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All round Secured!

We take your security seriously. With end-to-end encryption, secure data storage, and strict privacy policies, you can trust that your financial information is safe with us.

Simple, Transparent Pricing

Free Plan

₦0 / month

Perfect for getting started

  • Basic expense tracking
  • Up to 1000 transactions per month
  • 1 active budget at a time
  • Basic reports & insights
  • Multiple accounts in different currencies
  • Import transactions from bank statements or other financial apps

Exclusive Plan

₦8500.00 / month

Share with up to 5 family members

  • All Free & Premium plan features
  • Family budget planning
  • Shared accounts for teams and family expenses
  • Individual & combined reports
  • Priority support
  • Advanced AI insights and recommendations

Your Financial Future Starts Today

Join over hundreds of users who are transforming their financial habits today.